Money Train 3

Money Train 3 is a Relax Gaming slot launched in September 2022, the entry that doubled the ceiling again: a 100,000x win cap on the same 5×4, 40-payline chassis. The stated theoretical RTP is 96.10%, slightly below Money Train 2, with third-party databases rating volatility as very high. Its real innovation, though, is not the cap but the menu: four differently priced ways to buy the Money Cart.

The base game reworks the respin tease. At the end of any losing spin, a random symbol can lock in place and respins begin: only that symbol, blanks, and multiplier symbols of +1x, +2x, and +3x can land, each new hit extends the sequence, and the accumulated multiplier is applied to the final win. It is a small feature, but it gives the base game its own volatility instead of leaving everything to the bonus.

Tommy Guns and Shapeshifters

The Money Cart triggers on 3 or more bonus symbols and keeps the 3-respin reset loop with two unlockable extra columns. To the established Collector, Sniper, Collector-Payer, and Necromancer roster, the sequel adds the Absorber, which eats every normal value symbol into itself, the Tommy Gun Sniper, which doubles one symbol’s value up to 6 times in a burst, the Tommy Gun Payer, which fires a 5x-100x value into one target up to 10 times, and the Persistent Shapeshifter, which becomes a different special every spin. Necromancers can now revive the Tommy Guns as well, which is where the truly degenerate chains come from.

Four Ways to Buy

The Bonus Buy menu offers a 20x entry with a single starting respin, a 50x entry with two, the 100x original trigger, and a 500x version that guarantees one persistent special from the start. All four state the same 96.50% theoretical RTP, a step down from the earlier games’ famous 98% buys, and the tiered pricing effectively lets players choose their own variance rather than just their entry point.

How the Chains Build

The roster reads like a list until the pieces start feeding each other, which is the actual game. A Sniper doubling a Collector’s harvested total, a Necromancer replaying a spent Tommy Gun Payer into the same target, a Shapeshifter that happens to cycle into a Collector on the final spin: the round’s value comes from sequences, not from single symbols. The order of operations is fixed, top row to bottom and left to right, so experienced players read the board like a program and know before the animation finishes whether a layout is a dud or a chain reaction.

Money Train 3 Review

Money Train 3 is the franchise’s maximalist middle child. The Tommy Gun symbols concentrate huge value into single targets, the Shapeshifter keeps rounds unpredictable to the last spin, and the 100,000x cap finally feels reachable in the right persistent setup. What it loses is the second game’s economy: the buy RTP drops, the roster is harder to read at a glance, and rounds swing harder in both directions. For players who found Money Train 2 too tame, this is the correct dose; for everyone else it is the point where the series committed fully to the bonus-hunting audience.